Car Loan Now - Frequently Asked Questions

Below you will find the answers to the most commonly asked questions we receive. Please note these are general questions, and our car loans specialists will be able to answer more specific questions about your individual car loan.

Question: Is there an application fee for applying for car loans online with Car Loans Now?

Answer: No, applying is free for all online applications. Car Loans Now will never ask you for money or credit card numbers.

Question: What documents will I need for a car loan approval?

Answer: You will need basic information including proof of income, proof of residence, a photo identification or a valid driver's license. In extraordinary circumstances, we will let you know what other documents may be necessary. (Example: bankruptcy discharge paperwork)

Question: I am worried about giving personal information over the Internet, how do I know my information is safe?

Answer: Our client's privacy is of utmost importance to us. Therefore, we take every precaution to protect our customer's personal information. Our loan applications are hosted on 128 bit secure servers, and are very safe. We will never ask for credit card information, and your information will only be available to the loan specialist who will be dealing with you directly.

Question: Are car loans available for people who are self-employed?

Answer: Absolutely. As long as you have the proper documention, getting car loans for the self-employed is not a problem.

Question: Will I need a large down payment?

Answer: In most circumstances, no. We are extremely flexible when it comes to down payments, and most of the time can finance with little or no down.

Question: Will bad credit keep me from getting a dependable car?

Answer: Absolutely not! Prior credit problems should not keep you from driving in a safe, dependable car. We work with you to find financing for a good, late-model car.